Debt Consolidation Mortgage Approvals In As Little As 24Hr:

We provide many debt consolidation mortgage options through the bank & alternative or private mortgage options.

  • A Single Monthly payment (easier to budget & manage)
  • Typically at a lower interest rate than other credit cards & other debt.
  • Save the higher interest payments like credit cards.
Equity Lenders Langley
debt consolidation mortgage

Get Matched With The Debt Consolidation Mortgage Lender 

  • Independent Review Of Your Personal Situation
  • Your Needs Wishes
  • Your Documentation Some Verified and Some Stated
  • Estimated Time You Require Financing
  • Market Evaluation Of Lenders (to determine rates & terms that best suits your needs)
  • Some Lenders We Have Direct & Some Are Indirect. We Match You With The Right One For YOU!!
  • Offer or Offers and Our Review (not all offers can be compared apples to apples)
  • A Complete Review of Your Income & Credit Situation to Help Guide You for Improvement.

DO YOU KNOW ABOUT DEBT SETTLEMENT?

debt consolidation mortgage

Debt Consolidation or Debt Settlement in BC there are options available to you if you have home equity and debts in collections. Did you know that there are companies out there able to negotiate your bad debt down to as much as 70% of what you owe your creditors? If you have home equity I can help to arrange a loan based on your homes equity, work with your creditors and debt specialists to negotiate your debt and eliminate those phone calls with a onetime lump sum payment.
Here are some useful tips if you are receiving harassing phone calls from collection agencies:

        • You must be notified in writing that your file has been given to a collection agency. Don’t panic. The agency is trying to recover the money you owe its client.
        • If possible, pay the amount you owe.
        • If you are unable to pay it all at once, contact the agency and explain.
        • If you reach an agreement with the agency, get it in writing.
        • Never send cash. Make sure that you obtain a receipt for your payment from the agency.
  • Independent Review Of Your Personal Situation
  • Your Needs Wishes
  • Your Documentation Some Verified and Some Stated
  • Estimated Time You Require Financing
  • Market Evaluation Of Lenders (to determine rates & terms that best suits your needs)
  • Some Lenders We Have Direct & Some Are Indirect. We Match You With The Right One For YOU!!
  • Offer or Offers and Our Review (not all offers can be compared apples to apples)
  • A Complete Review of Your Income & Credit Situation to Help Guide You for Improvement.
debt consolidation mortgage

CALL US NOW
Toll free 1-877-744-3436
Vancouver 778-839-3963
Okanagan 778-476-5500

Available 9 AM To 9 PM

7 Days a Week.

So Apply Online and let your BC Mortgage Broker prepare your application and discus with you if a debt consolidation mortgage is right for you.

THE PROCESS OF GETTING A DEBT CONSOLIDATION MORTGAGE

Debt consolidation mortgage involves taking out one single loan typically from one of British Columbia’s larger banks trust companies, credit unions or Private Mortgage Lenders and consolidating all these debts into one easy payment. The benefits of a debt consolidation mortgage in British Columbia Canada include making your debts easier to manage, lowering the total cost of borrowing by way of a lower interest rate usually from credit card consolidation. This is especially true when borrowing from the big banks where punitive interest rates and low administrative costs are available.
It always helps to speak to a Mortgage Broker when trying to arrange for debt consolidation mortgage. Manly because a Canadian Mortgage Broker has access to most banks, credit unions, an trust companies, private mortgage lenders, and their products. Brokers make sure you get the Best Mortgage Rates and the right product for you.
You could also try speaking with a financial planner who deals with these types of situations or a debt counselor who will consolidate the debt to a lower payment allowing for more money on a monthly basis to stay in your pocket.

second home mortgage bc illustrationAnother way to accomplish debt consolidation if you have bad credit in BC is through the use of a Second Mortgage on your home. This is the fastest and most efficient way to consolidate debt using your Home Equity. Much like a debt counselor, there will be a fee for this service.
What you will need up front to prepare for a debt consolidation regardless of what way you choose to go is, proof of income, list of all accounts you will be paying off or down. The person who will be handling the debt consolidation will require a credit check. Not everyone will qualify for a second mortgage, but all will qualify for the services of the debt counselor to consolidate the debt that you owe in Canada as well as other places.
Debt consolidation in Canada could be attractive to you if you have a decent CREDIT RATING and have many debts with various creditors. It can be an attractive alternative if you would like to improve your credit score because of Bad Credit, buy a home or car or to just have more money in your pocket at the end of the month.

Debt consolidation service areas in  British Columbia (BC) Canada’s Lower Mainland of: Surrey BC , Vancouver, Richmond, Burnaby BC, Abbotsford, Chilliwack, Coquitlam BC Port Coquitlam, Pitt Meadows, Maple Ridge, West Vancouver, North Vancouver, Port Moody, New Westminster, Delta, Surrey, White Rock, Langley, Coquitlam, Mission, Or in the BC Okanagan  Armstrong Chase, Penticton, Revelstoke, Kamloops, Kelowna, Merrit, Salmon Arm, Vernon, As well as on the Isalnd Victoria, Saanich, Esquimalt, Oak Bay, Colwood, Langford, Sooke, Campbell River, Chemainus, Comox, Courtenay, Cumberland, Duncan, Ladysmith, Lake Cowichan, Nanaimo, Parksville, Port Alberni, Qualicum, Sidney, Cranbrook, Kimberley, Nelson, Castelgar, Trail, Revelstoke.