Bad Credit Mortgage lending is what we specialize in. We Help Canadians with Poor Credit by providing mortgage solutions using the power of your home equity. We access banks & have in house alternative lenders that can provide mortgage solutions to your financing needs.


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Bad Credit Mortgages – The Mortgage Group Canada Inc.

Bad Credit Mortgage Refinancing in BC is what we specialize in. We Help Canadians with Poor Credit refinance their homes with the power of home equity. Approvals are based on the value of your property and not your credit. We are able to provide refinances up to 80% and in some cases higher of the appraised value of your home. If you are Self Employed and have equity in your home, we can help access it and get you approved. We have the tools to help so Apply Today.

Some Mortgage Lenders for Bad Credit have less restrictive criteria for Self Employed or Salaried clients with credit issues and offer competitive Mortgage Rates, but if you still don’t fit into their Bank lending guidelines, I have other options for you. Allow your BC Mortgage Broker to match you with the right lender or investor for your mortgage needs.

If your application is turned down by the banks for a full refinance you might want to look at the option of Private Mortgage Financing. This option is usually here to allow clients to consolidate debt into a Private 2nd Mortgage. By doing a Second Mortgage and Consolidate your Debts this will give you a lower monthly payment and enable you to help improve your credit score. Short term gain is with the improved cash flow which in turn will help you make all financial obligations thus improving your credit rating.

At this point you will be match with an investor that understands and accepts your situation of bad credit. Bad credit mortgage lenders look at things like LTV (Loan to Value), bank statements, recent property appraisals, employment letters, and any other statements you can provide to show them why you and your property are a good investment for a bad credit mortgage loan in Western Canada.

 Now Serving British Columbia & Alberta 

A Bad Credit Mortgage loans for British Columbia & Ablerta residents may only be a short term solution. Once you have demonstrated your ability to make your mortgage payments on a timely basis, you may be able to go back to a traditional financial institution, and qualify for a new first mortgage. Most financial institutions would take another serious look at your situation after about a year. A Canadian bad credit mortgage may meet your needs until your situation improves, and you can qualify for an institutional first mortgage.

If you think a Bad Credit Mortgage may solve your financial needs please feel free to call to find out about mortgage rates.

For more information on mortgage rates

Please take the time to read tips on how to improve your credit.

Please take this opportunity to go to Equifax and order a copy of your credit.

Bad Credit Home Loan Mortgage service areas in British Columbia (BC) Canada’s Lower Mainland of: Surrey BC, Vancouver, Richmond, Burnaby BC, Abbotsford, Chilliwack, Coquitlam BC, Port Coquitlam, Pitt Meadows, Maple Ridge, West Vancouver, North Vancouver, Port Moody, New Westminster, Delta, Surrey, White Rock, Langley, Coquitlam, Mission, Or in the BC Okanagan Armstrong Chase, Penticton, Revelstoke, Kamloops, Kelowna, Merrit, Salmon Arm, Vernon, As well as on the Isalnd Victoria, Saanich, Esquimalt, Oak Bay, Colwood, Langford, Sooke, Campbell River, Chemainus, Comox, Courtenay, Cumberland, Duncan, Ladysmith, Lake Cowichan, Nanaimo, Parksville, Port Alberni, Qualicum, Sidney, Cranbrook, Kimberley, Nelson, Castelgar, Trail, Revelstoke.