Private Mortgage Lending BC – Best Rate Options 65% LTV or Less

Private mortgage lenders BC can help with debt consolidation, home renovations, business capital, education income, tax arrears and much more. Private mortgage lenders are the simplest type of mortgage lender to qualify under. Home equity is the largest consideration in approving your application. Lenders will lend up to 75% and in some cases 85% of the value of your home in major cities. Smaller population bases the loan to value will be less usually 50% to 65% loan to value. Your current credit or income situation does not matter. Approvals can take as little as 24hrs for basic applications. Give us a call today! I can give you an idea how to get this done over the phone. Or you can apply through my contact form and I will call you back right away.

Private Mortgage Best Rate Options are available for LTV under 65% and in major centers. Some conditions apply call for more details.




Mortgage lenders, are not similar in the types of terms and conditions they offer. As a result these types of mortgages require more considerations than just rates. Most equity mortgages are required for a short period of time, like one or two years. I match you with the right lender for you at the best rates & terms.

How We Match You With The Best Private Mortgage LendersPrivate Mortgage Lenders BC

  • Independent Review Of Your Personal Situation
  • Your Needs Wishes
  • Your Documentation Some Verified and Some Stated
  • Estimated Time You Require Financing
  • Market Evaluation Of Lenders (to determine rates & terms that best suits your needs)
  • Some Lenders We Have Direct & Some Are Indirect. We Match You With The Right One For YOU!!
  • Offer or Offers and Our Review (not all offers can be compared apples to apples)
  • A Complete Review of Your Income & Credit Situation to Help Guide You for Improvement.

Private Mortgage Lender BrokerI take a unique approach to equity financing. After years of working for a lending firm pushing volume business, I switched my focus to client care. I have developed relationships with individual lenders and large firms. These groups are will work with me and my clients to match the best products and services to each individual file. Together our goal is to achieve the greatest outcome for your financial well being. Feel free to call me today to discuss your individual financing needs.

Apply Now


    • Home Equity Loans
    • Home Equity LOC
    • Bad Credit Refinance
    • Second Mortgage
    • Debt Consolidation
    • Self Employed
  • Stated Income
  • Foreclosures
  • Private Lenders
  • Discharged Bankruptcy Mortgage
  • Construction Equity Loan
  • Commercial Equity Loan

*Broker and Lender Fees May Apply


Here is a short list of information you may need to be qualified for a private mortgage:

  • Mortgage Application,
  • Credit,
  • 1st Mortgage Statement,
  • 2nd Mortgage Statement (if applicable)
  • Proof of Property Taxes owed/paid
  • if strata 1 year AGM &
  • 1 year Strata Min and
  • a copy of the homes fire insurance policy
  • Foreclosure copy of any documents
  • if CRA judgment a copy of documents.

Questions please call and I can easily assess your current situation.

A Private Mortgage Lender can help with:

  • Proof of Income issues
  • High 1st Mortgage Payout Penalty
  • Renovations
  • Job Loss
  • Bad Credit
  • Foreclosure
  • Bankruptcy
  • Consumer Proposal
  • Debt consolidation Mortgage
  • Second Mortgage consolidates all debt and gives you payment relief.
  • You have a unique property, raw land, second property, or a non conforming first or second property.

Private Mortgage Lenders – Investment Corporation BC & AB

Investment Corporation are an investment and lending company designed specifically for First & Second Mortgage lending (primarily residential mortgage lending) in Canada. These Investment Corporations are governed by the tax regulations of Section 130.1 of the Income Tax Act of Canada and there for is eligible for RRSPs, RRIFs, DPSPs, or RESPs investing. Private Lender’s shares in a Investment Corporation enables you to invest in a diversified and secured pool of Private Mortgages.

Mortgages – Individual Private Mortgage Lenders BC & AB

Individual Private Mortgage Lenders can be anyone who has an understanding of mortgages, real estate and sufficient funds to lend. Lenders are business people or retirees looking to yield a higher rate of return on their savings.

Apply NOW There Is No Obligation. Get A Great Quote Its Free.

Half Interest Mortgage Information &  Private Mortgage Lenders. Can you borrow on your half of a Home?

Half Interest Mortgages are defined as a mortgage on your half of the interest in a joint ownership. A Half Interest Mortgage can be in 1st, 2nd and even 3rd possession. Lenders usually lend up to only 50% of your half Interest. If you would like to find out more about borrowing against your half of a home call your Vancouver BC Mortgage Broker Today.

Foreclosure Mortgage Refinancing Pre-Foreclosure Mortgage Help BC
Private Mortgage Lender Stop Foreclosure
Foreclosure Mortgage Financing is made available through Private Mortgage lenders. That fact is good people still get caught in tough situation and the factors leading up to a Foreclosure can be just as overwhelming as the Foreclosure its self. Foreclosure Financing can be complex and finding the right Mortgage Broker to help is very important. Contact your Vancouver BC Mortgage Broker right away and let me navigate you through these difficult times.

Private Mortgages for Acreage | Farm | ALR. What will mortgage lenders consider that Banks might not.

Size and location of properties is one aspect. Private lenders may will look at the entire value of the acreage.  Banks often will only consider the appraised value of the House and 5 Acres. Private Lenders have a wider scope to assess your property and can consider the value of the house and 10 Acres, the value of outbuildings, if a certain part of the land receives additional revenues like hay production, timber ext. Call your Vancouver BC Mortgage Broker to discuss your mortgage options.

Private Mortgage Lenders BC Raw Land

If you plan on adding improvements to the raw land, building, running power, septic, adding a Mobile Home ect, lenders would be more willing to finance.

Higher rate of interest are charged on Private Raw Land Mortgage.

Private Mortgage Native Leased Land

Native Leased Land is located on a Reserve, which is owned by Her Majesty the Queen, in Right of Canada. The land has been set aside as Reserve Land under the Indian Act of Canada. Certain band members (called “Locatees”) had possession of these lands and requested that the Federal Government enter into 99 year leases with Developers, for the benefit of the various Locates. Essentially, the band member agreed to suspend his or her use and occupation of the land for the 99 year period of the lease in return for payment of the prepaid rent for the term of the lease. Each lease is a direct contractual agreement between the Federal Government and the developer and there are no other parties to the lease.

Private Mortgage for Mobile Homes on rental Pads leased Land or on your own Land.

Mobile Home Mortgages can sometimes be a little tricky to find financing for. Local Credit Unions have programs for these. If your Mobile home or property doesn’t fit into their lending guidelines what are your options?

Private Lenders will lend on some mobile homes on rental Pads, Leased Land and your own land. Check with your BC Mortgage Broker to find out what information will be needed for approval.

Basic Lending Guidelines for Private Mortgage Lenders Raw Land

  • Maximume LTV 50%
  • Major Cities & Towns
  • Residential or Commercial
  • Farms 5 acres of land used in appraisal
call now to get that mortgage icon

Jeff Di Lorenzo The Mortgage Group
105-1385 W 8th Ave Vancouver BC V6H 3V9
Jeff Di Lorenzo The Mortgage Group
122 Lower Bench Rd, Penticton BC V2A 1A8

Available 9 AM To 9 PM

7 Days a Week.

Please take this opportunity to go to Equifax and order a copy of your credit.

What A Private Mortgage Lender is Look for in a Commercial

Private Commercial Mortgage Lender are not driven by the credit of the borrower. It is essential that the collateral property have substantial equity and/or generate sufficient income.

Income producing buildings are popular for private commercial mortgage lenders. Funds are available for residential apartment complexes.

The pricing of commercial mortgage varied based on each property and borrower is unique. It is impossible to quote rates and fees without a thorough understanding of the property and covenant involved in the transaction.

Commercial Mortgages our private mortgage lender will be looking for are:

  • Smaller Mortgages – $100,000.00 and up
  • Multi use buildings like retail & apartment mix
  • Owner Occupied Commercial Businesses
  • Raw Land (LTV Limited)
  • Land being developed for Commercial use
  • Smaller centers not normally serviced by the banks
All kind of property give me a call 778-839-3963

Documentation you may have to supply to a Private Mortgage Lender:

  • Standard loan application
  • Personal on all applications
  • Corporate only on incorporate companies
  • Net worth statement of all parties
  • income verification via tax returns
  • corporate financial statements
  • 2 Years T1
  • Purchase agreements
  • MLS information sheet (if MLS sale)
  • Estimate of the finished value of the project
  • Satisfactory level 1 environmental assessment
  • Copy of strata documents
  • Current full appraisal as is
  • Estimated full appraisal upon completion
Jeff Di Lorenzo The Mortgage Group
105-1385 W 8th Ave Vancouver BC V6H 3V9
Jeff Di Lorenzo The Mortgage Group
122 Lower Bench Rd, Penticton BC V2A 1A8
Private Mortgage Lenders BC service areas:

Metro Vancouver Lower Mainland: Surrey BC , Vancouver BC, Richmond BC, Burnaby BC, Abbotsford BC, Chilliwack BC, Coquitlam BC, Port Coquitlam BC, Pitt Meadows BC, Maple Ridge BC, West Vancouver BC, North Vancouver BC, Port Moody BC, New Westminster BC, Delta BC,  White Rock BC, Langley BC,  Mission BC,

BC Okanagan  Armstrong BC, Chase BC, Penticton BC, Revelstoke BC, Kamloops BC, Kelowna BC, Merrit BC, Salmon Arm, Vernon BC,

Vancouver Isalnd: Victoria BC, Saanich BC, Esquimalt BC, Oak Bay BC, Colwood BC, Langford BC, Sooke BC, Campbell River BC, Chemainus, Comox BC, Courtenay BC, Cumberland BC, Duncan BC, Ladysmith BC, Lake Cowichan BC, Nanaimo BC, Parksville BC, Port Alberni BC, Qualicum BC, Sidney BC,

Kootenays of British Columbia Cranbrook BC, Kimberley BC, Nelson BC, Castelgar BC, Trail BC, Revelstoke BC.