BLenders fill the gap between conventional mortgage lenders like banks, credit unions and private mortgage lenders. British Columbia B Lenders  generally take on extra risk due to client’s inability to show appropriate income or credit to qualify under banks ridged guidelines.  This is why B Lenders in Canada have to rely more heavily on the equity in the property and charge premiums on rate to mitigate the risk. Apply Now

Vancouver BC B Lenders Mortgage Apply Now


B Lenders take on clients with slight issues with providing proof of income or mild derogatoriness in credit. Banks take on the clients that can provide income proof and credit worthiness that will bring a comfort level that they will see no payment interruptions during a term. So what do you do if you are self-employed or earn money in a way that you cannot always show in a conventional manor? You need equity! Generally you will require 25% equity in the home to qualify under a Canadian B Lenders but there are programs that will enable clients to borrow up to 80% of the home’s value.

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Toll free 1-877-744-3436
Vancouver 778-839-3963
Okanagan 778-476-5500

Available 9 AM To 9 PM

7 Days a Week.


So you have gone to the bank and they said no. Generally when looking for B Lenders in BC you must go through mortgage broker channels. So what happens if B Lenders turn you down as well? There are a few options to look at. Your mortgage broker can go back to a B Lender to see if they have a comfort level at a lower Loan to Value, say 50% & and top up the rest with a private mortgage. A private lender in BC is a useful tool to brokers, allowing home owners to leverage real-estate with the power of a home equity loan. Canadian Private Mortgages do have costs associated with them but are generally used as a short term solution to a mortgage problem. In most cases they are used to secure the financing now in hopes to improve the credit or income challenges of the client. In the future usually one to two years once the problem has been rectified we refinance the mortgage out at a bank at today’s best mortgage rates.

Looking to get approved for a Mortgage through a B Lender? We do that! Call or apply online today.

B Lenders mortgage service areas in BC Lower Mainland of: Surrey BC , Vancouver, Richmond, Burnaby BC, Abbotsford, Chilliwack, Coquitlam BC Port Coquitlam, Pitt Meadows, Maple Ridge, West Vancouver, North Vancouver, Port Moody, New Westminster, Delta, Surrey, White Rock, Langley, Coquitlam, Mission, Or in the BC Okanagan  Armstrong Chase, Penticton, Revelstoke, Kamloops, Kelowna, Merrit, Salmon Arm, Vernon, As well as on the Isalnd Victoria, Saanich, Esquimalt, Oak Bay, Colwood, Langford, Sooke, Campbell River, Chemainus, Comox, Courtenay, Cumberland, Duncan, Ladysmith, Lake Cowichan, Nanaimo, Parksville, Port Alberni, Qualicum, Sidney, Cranbrook, Kimberley, Nelson, Castelgar, Trail, Revelstoke